lxyuan/distilgpt2-finetuned-finance
Text Generation • 81.9M • Updated • 27 • 6
id stringlengths 5 7 | title stringlengths 2 312 | selftext stringlengths 151 42.5k | z_score float64 -0.53 162 | normalized_score float64 0 1 | subreddit stringlengths 4 21 | body stringlengths 201 14.2k | comment_normalized_score float64 0 1 | combined_score float64 0.02 2 |
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utf5u | Where has all the money in the world gone? | Honest question.
Where is all the money? I hear nothing but bad news about financial crisis all over the world, and it seems that there is a shortage of cash - like it is some sort of natural resource.
People haven't stopped buying stuff. They still need food, clothing, medicine, shelter. Taxes are still collected.... | 34.13126 | 1 | finance | (relix already hit on some of this)
It's hard to explain this to a five-year-old, because there are some fairly abstract concepts involved, but here goes...
All actual "money" is debt. All of it, including monetary gold, etc. (Don't argue with me yet, I'll get to that.)
Imagine a pretend world with no money, some k... | 1 | 2 |
m3g13g | Is there a better sub where comments aren’t hidden 99.9% of the time? | So often someone will ask an amazing question, something I’m really interested in getting a good answer to, or even someone’s opinion, but I always just see that message explaining that comments need to be approved.
99.9% is an exaggeration, but not many people are going to come back to look at a post to see if any c... | 14.812156 | 1 | AskEconomics | I someone were to make a good alternative then I'd be very happy about it. It can take ages moderating this sub. I'm sure lots of the other mods think the same.
The fundamental problem is though that loads of people who don't know about economic write replies. All sorts of bullshit gets written. The problem then is yo... | 1 | 2 |
c84bp | How real-world corruption works. | This is a throwaway account (I'm a longtime redditor under another login). /r/economics might not be the correct place to put this, but it was the best I could think of. I'm a mid-career guy in a business that does a lot of work with governmental and quasi-governmental agencies. I've never ripped anyone off personally,... | 15.873294 | 1 | Economics | So I said I would talk about the US Military if this got any interest. Here goes:
The US Department of Defense (hereafter DOD) has put in place a ton of procedural protections to stave off corruption. And God knows they need protection: only in the DOD can you find a 20-something purchasing officer who knows nothing a... | 1 | 2 |
l6x130 | CLASS ACTION AGAINST ROBINHOOD. Allowing people to only sell is the definition of market manipulation. A class action must be started, Robinhood has made plenty of money off selling info about our trades to the hedge funds to be able to pay out a little for causing people to loose money now | LEAVE ROBINHOOD. They dont deserve to make money off us after the millions they caused in losses. It might take a couple of days, but send Robinhood to the ground and GME to the moon. | 91.556224 | 1 | wallstreetbets | Chapman Albin is an investors rights firm that my buddy works at. Just got off the phone w him. He is going to post a press release regarding the case they are filing.
Let me know if you need help finding a lawyer.
Disclaimer: I’m not getting anything out of this | 1 | 2 |
l6i4t3 | Wallstreet Bets Set to Private Megathread | The moderators there have made that sub private before. That’s why this sub was created. It’ll probably open back up soon. Calm down.
Edit: It's open again. Told you guys. | 78.806179 | 1 | Wallstreetbetsnew | You there. Yeah you. The person reading this comment. Calm the fuck down. Seriously. You already know what you have to do. Hold that dang line. Wall Street is pulling out all the stops to make us wanna bail and sell our shares. Don’t give into them. Hold $GME. Don’t let them off the hook. We are in this together and it... | 1 | 2 |
l6u6d5 | Trading212 restricts the purchase of certain stocks under guise of “mitigating risk” | EDIT: T212 ALLEGEDLY SELLING STOCKS WITHOUT USER PERMISSION [tweet](https://twitter.com/able_adam/status/1355174529665028100?s=21) [tweet](https://twitter.com/zzywest/status/1355176988122750978?s=21)
EDIT: Mirror stocks on other EU exchanges now blocked too 1/28
EDIT2: Straight up BUY RESTRICTIONS! - "Mitigating Ri... | 27.018792 | 1 | UKInvesting | - email them with a complaint
- they have 8 weeks to respond
- if they dont contact the Finanical Ombudsman or the FCA with evidence (screenshots etc)
The more of us that do it, the higher likelyhood something will be done | 0.856322 | 1.856322 |
ul3oqg | Why were American, minimally-skilled, workers able to afford single family homes in the 1960s and 1970s, but now they can barely afford apartments for rent? | If my underlying assumption is incorrect, please elucidate me.
That said, I know of several family members who worked as grocers and retail workers and they were able to buy their homes in the 70s and eventually paid them off.
I, on the other hand, have a well-paying job, a graduate degree, and I’m also married to ... | 12.978811 | 0.879607 | AskEconomics | There are lots of misconceptions around this topic.
Home ownership rates in general are higher now than in the 70's.
https://fred.stlouisfed.org/series/RHORUSQ156N
The cost of a house is also not really the plain cost of a house, it's the financing cost. And in that regard, people spend less of their disposable inco... | 0.892105 | 1.771712 |
l6x130 | CLASS ACTION AGAINST ROBINHOOD. Allowing people to only sell is the definition of market manipulation. A class action must be started, Robinhood has made plenty of money off selling info about our trades to the hedge funds to be able to pay out a little for causing people to loose money now | LEAVE ROBINHOOD. They dont deserve to make money off us after the millions they caused in losses. It might take a couple of days, but send Robinhood to the ground and GME to the moon. | 91.556224 | 1 | wallstreetbets | [Click Here]( https://www.sec.gov/oiea/Complaint.html ) to file a complaint with the SEC.
[Click Here]( https://www.finra.org/investors/have-problem/file-complaint/complaint-center ) to file a complaint wit with FINRA.
[Click Here]( https://robinhood.com/contact ) to file a complaint with Robinhood directly.
Robinh... | 0.755126 | 1.755126 |
l807am | "Wealthsimple Inc., a commission-free Canadian online brokerage with more than 350,000 clients, is warning traders about the risks of investing in certain highly speculative stocks, but isn’t planning to halt trading in those shares." | (Bloomberg) -- Wealthsimple Inc., a commission-free Canadian online brokerage with more than 350,000 clients, is warning traders about the risks of investing in certain highly speculative stocks, but isn’t planning to halt trading in those shares.
Wealthsimple, whose motto is “get rich slow,” doesn’t offer riskier inv... | 27.730366 | 1 | CanadianInvestor | This is how it should be
This morning I saw a post from somebody saying
“How do I trade stocks? I don’t even know where to begin but I opened a Wealthsimple account cuz a bitch don’t like being broke”
These people are more than likely going to be the ones left holding the bag and it’s not good. There needs to be ev... | 0.731288 | 1.731288 |
lghevq | First Time Investors - If you don't know what to do -- READ This | Hi all beginners, I was once like you, had no idea what I was doing, no idea what an option was, and had no idea how to even buy a stock. Now, you could say I'm an "experienced" trader (Whatever the f%&\* that means), and I see a decent amount of posts "totally new - what should I invest in". From all the smooth b... | 41.177617 | 1 | StocksAndTrading | Not gonna lie I just started last August and pretty much full sent and went with some companies I knew who were do for a good year like Sony especially with a new system coming out and so far on about 2k invested I'm up 1200 in about 6 months which makes me feel good lol. Have missed out on good opportunities on the w... | 0.704545 | 1.704545 |
o0scoy | The Bigger Short. How 2008 is repeating, at a much greater magnitude, and COVID ignited the fuse. GME is not the reason for the market crash. GME was the fatal flaw of Wall Street in their infinite money cheat that they did not expect. | ​
# 0. Preface
I am not a financial advisor, and I do not provide financial advice. Many thoughts here are my opinion, and others can be speculative.
TL;DR - **(Though I think you REALLY should consider reading because it is important to understand what is going on**):
* The market crash of 2008 never fi... | 31.50303 | 0.99995 | Superstonk | GO WATCH INSIDE JOB. I'll be back later. I need a break after typing this up. CYA LATER APES.
Edit: **Please understand that the majority of this post is a summary of that film (section 1) with paraphrasing and direct quotes**. I take no credit for the amazing work that they've done! I've left a note in the post as we... | 0.635134 | 1.635084 |
l6xpjg | Trading212 banning people from buying GME and AMC. This is unacceptable! | I don't have any GME/AMC, I'm not riding this hype train, but I find it ridiculous that a broker is basically prohibiting people to invest in whatever they want. It's their money, not yours, T212.
Great thing I abandoned them!
https://i.imgur.com/h6HMchO.png | 29.720096 | 1 | eupersonalfinance | Just to be fair, GME/AMC is not a hype train (at least not anymore) in terms of profits. It's a war between everyday people and huge hedge funds. And clearly you can see which side the brokers are taking. | 0.615854 | 1.615854 |
mvk5dv | A House of Cards - Part 1 | **TL;DR- The DTC has been taken over by big money. They transitioned from a manual to a computerized ledger system in the 80s, and it played a significant role in the 1987 market crash. In 2003, several issuers with the DTC wanted to remove their securities from the DTC's deposit account because the DTC's participants... | 28.282643 | 0.898668 | Superstonk | So they built a broken system on top of a system that didn’t work as well as they’d hoped and then regulated the system in favor of the people breaking the system? And the whole thing got exposed because of overconfident shorts and an insane yolo. Holy moly. | 0.710044 | 1.608712 |
9mfd5g | Megathread: 2019 Nobel Prize in Economics awarded to William Nordhaus and Paul Romer | ### "The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2018 was divided equally between William D. Nordhaus "for integrating climate change into long-run macroeconomic analysis" and Paul M. Romer "for integrating technological innovations into long-run macroeconomic analysis.""
Nobel Prize C... | 13.846819 | 0.874904 | Economics | > “Climate change is a result of the greatest market failure the world has seen.”
Amen - the lack of accounting for external costs has been a colossal failure. So how do we start to address this? Carbon taxes is one way (preferred by many)
On the carbon tax side, the analysis of what is necessary to main temper... | 0.717949 | 1.592853 |
nlwqyv | House of Cards - Part 3 | ***Prerequisite DD:***
1. [Citadel Has No Clothes](https://www.reddit.com/r/GME/comments/m4c0p4/citadel_has_no_clothes/)
2. [The EVERYTHING Short](https://www.reddit.com/r/GME/comments/mgucv2/the_everything_short/)
3. [The House of Cards – Part 1](https://www.reddit.com/r/Superstonk/comments/mvk5dv/a_house_of_cards_p... | 24.482671 | 0.779159 | Superstonk | So in short;
The current short interest reported by FINRA from fund data on stocks is absolute bull, and always has been.
This is because funds have been found guilty of violating short interest report rules for decades, especially when their short positions were clearly illegal (i.e. naked shorting obvious).
We can... | 0.807523 | 1.586682 |
9nhbhu | Quick warning to any single women looking to cut costs by getting a roommate. | Ask for women only.
I initially had my ad open for everyone because I didn't want to narrow the window too much. As long as you're a professional around my age and aren't a sleazeball, I didn't mind.
It only took about two days for the messages from thirsty men asking if I would be open to living with them rent free ... | 19.192352 | 0.56602 | povertyfinance | If anyone reading this is thinking 'Well I probably wouldn't mind exchanging a bj for a roof over my head' please also think about the legal implications. You won't be on the lease, and there's no contract to protect you. So maybe it started as a bj and then he ups the ante.. you're trapped and have no wiggle room. Ple... | 1 | 1.56602 |
xxt9k4 | Asda has announced it is offering over 60’s unlimited hot drinks, hot soup and a roll for just £1 through November and December. | Asda has announced all of its own in-store cafe’s will be offering over 60’s a roll, hot soup and hot drinks through November and December for £1 to help with the cost of living crisis.
This isn’t strictly personal finance related but I’m sure there’s plenty of people over this age or with family over this age that m... | 98.747532 | 1 | UKPersonalFinance | I know this isn’t strictly personal finance related but before you get downvoted and moaned at, I just want to say this is really helpful info and my grandparents and their pals will be making the most of this. Cheers. | 0.536511 | 1.536511 |
mvk5dv | A House of Cards - Part 1 | **TL;DR- The DTC has been taken over by big money. They transitioned from a manual to a computerized ledger system in the 80s, and it played a significant role in the 1987 market crash. In 2003, several issuers with the DTC wanted to remove their securities from the DTC's deposit account because the DTC's participants... | 28.282643 | 0.898668 | Superstonk | It’s a Ponzi scheme, the whole stock market is a series of IOUs of IOUs.
Even if you buy the shares in cash and have them in your account under your name, you still don’t actually own them, a conglomerate of private financial institutions that can do whatever the hell they like with them has the master copy, and I ow... | 0.627051 | 1.525719 |
9hetkt | Introducing Delta Relay, a 0x based relayer with an emphasis on community governance. | ERROR: type should be string, got " \n\nhttps://i.redd.it/5yrn4p51xdn11.png\n\nWe are excited to announce the launch of [deltarelay.com](https://deltarelay.com/), a 0x based relayer with an emphasis on community governance. Specifically, Delta Relay will focus on providing\n\n1. **A free, autonomous token listing process driven by community voting**\n2. **Technology specifically designed to support potentially millions of tokens one day**\n3. **A market without middleman cost. 0% trading fee — forever**\n\nSee more on [https://medium.com/@deltarelay/introducing-delta-relay-2cacaa6e6fbb](https://medium.com/@deltarelay/introducing-delta-relay-2cacaa6e6fbb)\n\n**Delta Relay is the decentralized exchange of the community, by the community, for community.**\n\nJoin our community and be one of us!\n\nWebsite：[https://deltarelay.com](https://deltarelay.com/)\n\nTwitter：[https://twitter.com/RelayDelta](https://twitter.com/RelayDelta)\n\nReddit：[https://www.reddit.com/r/DeltaRelay](https://www.reddit.com/r/DeltaRelay)" | 23.433007 | 0.525351 | CryptoCurrencyTrading | I'm a bot, *bleep*, *bloop*. Someone has linked to this thread from another place on reddit:
- [/r/u_ahmetyilmaz80] [Introducing Delta Relay, a 0x based relayer with an emphasis on community governance.](https://www.reddit.com/r/u_ahmetyilmaz80/comments/9jlf1h/introducing_delta_relay_a_0x_based_relayer_with/)
- [/r/u... | 1 | 1.525351 |
l6i4t3 | Wallstreet Bets Set to Private Megathread | The moderators there have made that sub private before. That’s why this sub was created. It’ll probably open back up soon. Calm down.
Edit: It's open again. Told you guys. | 78.806179 | 1 | Wallstreetbetsnew | Honestly, if WSB is really permanently deleted, the world is just a fucked up place.
Imagine average people making money can annoy so many powerful people. Greedy scumbags.
Edit: HOLD GME. DONT LET THEM WIN. LETS SQUEZZE EVERY CENT OUT OF THEM
EDIT 2: IF SO, I WILL PERSONNALLY TAKE A PLANE FROM DENMARK ALLL THEY WA... | 0.517214 | 1.517214 |
l6x130 | CLASS ACTION AGAINST ROBINHOOD. Allowing people to only sell is the definition of market manipulation. A class action must be started, Robinhood has made plenty of money off selling info about our trades to the hedge funds to be able to pay out a little for causing people to loose money now | LEAVE ROBINHOOD. They dont deserve to make money off us after the millions they caused in losses. It might take a couple of days, but send Robinhood to the ground and GME to the moon. | 91.556224 | 1 | wallstreetbets | This is unbelievable. They’re shitting themselves right now and pulling out all the stops. They’d rather a class action than allow us to trade.
EDIT: to everyone replying to me that a class action lawsuit would be cheaper for them, *yes, I know.* I didn’t think I’d have to spell that out but I’ll do it anyway. The sit... | 0.5053 | 1.5053 |
6clkan | [ETH Daily Discussion] - 22/May/2017 | Welcome to the **/r/EthTrader** Daily Discussion thread.
***
The thread guidelines are as follows:
- All sub rules apply here. Please review our **[rules page](https://www.reddit.com/r/ethtrader/about/rules)** to become familiar with them. The rules page is also linked in the announcement bar above.
- General di... | 32.624437 | 1 | ethtrader | Anyone checking this out from /all:
Ethereum is a decentralized platform based on Blockchain technology. Basically it's the technological answer to the hierarchical structure of systems that have long made up a large part of our world. There is not one person or organization that owns the system. The system us based o... | 0.502116 | 1.502116 |
sr16d8 | I tried to post in the Ontario Reddit that inflation was under reported and I got downvoted through the floor | I recently posted something saying that Canadian inflation was likely closer to 8–10% rather than the number they gave of 4.8% and I just got downvoted like crazy.
I tried to explain they don’t report many increases, and referenced used cars and I think I had one person agreeing and 20 downvoting me and sending me ev... | 13.679145 | 0.499085 | CanadianInvestor | The reason you got downvoted is that you made up your own basket of goods which showed higher numbers and then compared it to the official calculation. As another person pointed out, that doesn’t mean inflation is under reported but it may not be representative of what specific individuals are spending money on. It is ... | 1 | 1.499085 |
vbk3m2 | My thoughts on the organized smear campaign being waged against me | EDIT: I've spoken with u/Blanderson_Snooper and we've had a good conversation. I believe their post about me was authentic, though flawed, and they've edited it significantly to remove the inaccuracies, which I appreciate. I still believe that there is some group working on various "hit" pieces, and which is clearly tr... | 15.335752 | 0.491487 | Superstonk | That post reminded me of when DRS was first trying to gain traction. I weeded through so many comments and posts that were concluding that "Computershare is Evil" because "Computershare has connections to Citadel/Virtu/Wells Fargo"
Same thing seems to be happening here. I didn't find anything concrete - just leaps in... | 1 | 1.491487 |
p1jb09 | My grandparents have given me 20 lakh rupees, How should I invest? | So my grandparents gave me 20 lakhs FD and told me to do what I want with it. I know most kids would just spend it, but my thought was to invest like in Reliance, Infosys or something.
Can anyone tell me should I go all stocks or some mutual funds as well.
I am 18 if you are wondering.
I have a Zerodha account.
Edi... | 7.439163 | 0.47732 | IndiaInvestments | Ten Lakhs in a Nifty tracking index fund. 5 year average annualised returns of 14.5%.
Five lakhs in an S&P500 tracking index fund. Annualised returns of 10%.
Two lakhs in the latest issue of Sovereign gold bonds. Always good to have some gold in your portfolio.
One lakh as playing in the stock market money. Use... | 1 | 1.47732 |
fk7ncs | Why don’t we just let major airlines collapse? |
Hear me out. The airline industry has asked for $50bn in support to avoid bankrupty. Meanwhile these same companies have spend 80-98% of their free cash buying back their own company stock over the last 10 years. American Airlines alone has spent $12.5bn to buy back stocks. This of course is done to reduce overall div... | 9.536611 | 0.653563 | AskEconomics | It is cheaper for the government to give them the bankruptcy security than it is to deal with the crippling effects that the unemployment of their employees would cause.
It's important to remember that when we talk about large corporations, we are talking about profit margins of 1-2% per year for the extremely succes... | 0.786842 | 1.440405 |
lghevq | First Time Investors - If you don't know what to do -- READ This | Hi all beginners, I was once like you, had no idea what I was doing, no idea what an option was, and had no idea how to even buy a stock. Now, you could say I'm an "experienced" trader (Whatever the f%&\* that means), and I see a decent amount of posts "totally new - what should I invest in". From all the smooth b... | 41.177617 | 1 | StocksAndTrading | Hey great article! I heard a fast blurb on the radio that Reddit itself is looking for some trader like you to be scouring these stock subs for potential gains makers.. I won't swear it was them, but it was a blurb on my local radio station. At any rate.. that could be YOU. You may have other great employment, but.. ... | 0.431818 | 1.431818 |
6clkan | [ETH Daily Discussion] - 22/May/2017 | Welcome to the **/r/EthTrader** Daily Discussion thread.
***
The thread guidelines are as follows:
- All sub rules apply here. Please review our **[rules page](https://www.reddit.com/r/ethtrader/about/rules)** to become familiar with them. The rules page is also linked in the announcement bar above.
- General di... | 32.624437 | 1 | ethtrader | I hope this doesn't get lost in the middle of all the moon comments and excitement, but here's a slightly more serious post. Food for thought:
- Stop being so greedy.
Remember that this is a fairly risky investment (it doesn't feel like it because we are in a super bull market). Are you okay with losing 50% of your ... | 0.425952 | 1.425952 |
slp0q1 | How do I make a million dollars? | Hey is anyone in here a millionaire or ever made a million dollars? What’s your advice on how to make a million dollars? Obviously I could just save my money for a long time and have a million in like 25 years or longer but what’s advice on how to make a million dollars in like 10 years? I’m 25 years old and am 6 month... | 4.698155 | 0.42268 | Money | Start with a billion, and invest it poorly.
Seriously though, just invest as much as you can into total market index funds. Start with tax advantaged accounts, and work your way up from there. I started investing about 8 years ago, when my wife and I made a combine maybe $60k a year. We've worked our way up to to... | 1 | 1.42268 |
nfgk3e | Buffett on Stop Losses | It “has always struck me as like having a house that you like, and you’re living in, and, you know, it’s worth $100,000 and you tell your broker, ‘You know, if anybody ever comes along and offers $90 \[thousand\], you want to sell it,’” Buffett joked to the audience at the 1994 meeting. “It doesn’t make any sense to me... | 6.141622 | 0.414634 | ValueInvesting | Stop losses are more for trading in the short term and buffet practices investing in the long term through market cycles.
Comparing apples to oranges a bit here, stop losses have their place in specific strategies. | 1 | 1.414634 |
End of preview. Expand in Data Studio
reddit finance 43 250k
reddit_finance_43_250k is a collection of 250k post/comment pairs from 43 financial, investing and crypto subreddits. Post must have all been text, with a length of 250chars, and a positive score. Each subreddit is narrowed down to the 70th qunatile before being mergered with their top 3 comments and than the other subs. Further score based methods are used to select the top 250k post/comment pairs.
The code to recreate the dataset is here: https://github.com/getorca/ProfitsBot_V0_OLLM/tree/main/ds_builder
The trained lora model is here: https://huggingface.co/winddude/pb_lora_7b_v0.1
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